Across both projects, TriFidus strengthened Kumba’s financial resilience and strategic positioning. Our integrated approach helped the company:
-
Secure buy-in for capital structure optimisation.
-
Advance its renewable energy transition with confidence.
-
Enhance governance and board-level decision-making.
s role ensured:
-
Risks and opportunities were fully understood.
-
The financial model provided decision-ready outputs.
-
Board and management confidence in execution.
“TriFidus has the whole package. Their ability to combine corporate finance knowledge, modelling expertise, and stakeholder engagement is invaluable.” — Johan Prins, Corporate Development & Strategic Projects
🔹 The Impact
Across both projects, TriFidus strengthened Kumba’s financial resilience and strategic positioning. Our integrated approach helped the company:
-
Secure buy-in for capital structure optimisation.
-
Advance its renewable energy transition with confidence.
-
Enhance governance and board-level decision-making.
The Impact
Across both projects, TriFidus strengthened Kumba’s financial resilience and strategic positioning. Our integrated approach helped the company:
-
Secure buy-in for capital structure optimisation.
-
Advance its renewable energy transition with confidence.
-
Enhance governance and board-level decision-making.

Clarity, control, and confidence in transformational times
TriFidus is a UK-based boutique consultancy specialising in:
-
Financial Modelling – the backbone of confident decision-making.
-
Financial Planning Transformation – redesigning frameworks, processes, and systems for agility and control.
-
Corporate Finance – structuring, evaluating, and communicating investment decisions with clarity and credibility.
We go beyond building models or frameworks. Our integrated approach connects strategy, planning, and execution – helping leadership teams navigate complexity and deliver lasting impact.
With credible leadership experience across financial services and industry, and guided by our values – Transparency, Reliability, and Inclusivity – we partner with boards, CEOs, and management teams while protecting the CFO agenda: ensuring risks are managed, outcomes are credible, and communication is board-ready.
Explore our projects to see how we’ve helped clients achieve sustainable growth through transformation.



TriFidus Financial Solutions Limited is registered in England (No. 14079899).
WHAT CLIENTS SAY
“Working with TriFidus has improved our governance as a listed company. It's been a very collaborative process, and I would enthusiastically recommend TriFidus."
Maurice Mason
Vice President, Corporate Development at Caledonia
WHAT CLIENTS SAY
“TriFidus were part of the team responsible for ICAAP and ILAAP analysis. They worked with the Treasury and Risk teams to understand the appropriate stress tests we had to complete. They actively participated in those discussions, were able to hear the nature of the stresses that we wanted, and then turn them into modelled output. This then enabled our Exco to review and approve the final business case.”
Laurence Morey
CEO at Pepper Money
WHAT CLIENTS SAY
"The financial plan TriFidus helped us to create, gave us the level of detail needed on our products. It also allowed us to do the required stress testing for ICAAP and ILAAP. TriFidus’ assistance with these processes meant we could work at significant pace."
Gavin Morris
CFO at DF Capital
WHAT CLIENTS SAY
“I asked TriFidus to work on other projects based on the quality of the first project. I could see they were very comfortable with corporate finance principles. They could also articulate them very well to senior stakeholders. What really impressed me was that they had experience in different industries. They brought new thinking which could be applied very well in the mining industry.”
Johan Prins
Corporate Development & Strategic Projects at Kumba
WHAT CLIENTS SAY
“Working with Ivan and the TriFidus team was just what we needed. Their ability to understand our requirements and quickly incorporate into the model was beyond our expectations. Ivan’s proactive approach in developing advanced features ensured that we were not only meeting current needs but were prepared for future changes.”
Eddie Trahearn
CFO at GB Bank
WHAT CLIENTS SAY
"I talked TriFidus through how the business functions, including fixed and variable costs and some detailed nuances to get to a bottom-line number. We then built it into our company's financial statements to forecast what our balance sheet would look like based on various scenarios."
Maurice Mason
Vice President, Corporate Development at Caledonia
WHAT CLIENTS SAY
“We had a requirements session at the outset. From there, it almost felt like TriFidus was leading the delivery and we were able to meet on a regular basis to check the progress. We had one-hour sessions designed to exchange ideas and a lot of the time the TriFidus team came with proposals about how we should progress. Their knowledge of the industry was a real asset to the development of our plans.”
Adam Royal
Head of Finance at GB Bank
WHAT CLIENTS SAY
“TriFidus understood the products and helped us avoid overcomplicating the modelling. The danger is that you can’t see the wood for the trees if it’s over-engineered. They clearly have an excellent grasp of the intricacies around bank capital calculations.”
Laurence Morey
CEO at Pepper Money
WHAT CLIENTS SAY
"By having demonstrated expert financial modelling capability, TriFidus was key in supporting the development of the plan. The conclusion of the work meant we had a robust financial model that had all the required granularity."
Gavin Morris
CFO at DF Capital
WHAT CLIENTS SAY
“TriFidus were able to analyse and interpret huge amounts of information that was thrown at us. They were able to produce meaningful analysis in a digestible way. Their input was invaluable and they were able to lead the entire end to end process.”
Johan Prins
Corporate Development & Strategic Projects at Kumba
WHAT CLIENTS SAY
“The model TriFidus designed and built gives us the flexibility to easily run and evaluate multiple scenarios.”
Maurice Mason
Vice President, Corporate Development at Caledonia
WHAT CLIENTS SAY
“We had a clear vision with respect to the business plan for the bank. However, because of the pace that we were moving, many of the elements were changing along the way as the project progressed at immense pace. Ivan, the lead consultant at TriFidus, did a fantastic job of really understanding what those changes were, asking the right questions, and transferring the new information into the models.”
Laurence Morey
CEO at Pepper Money

![logo-nobackground [rev].png](https://static.wixstatic.com/media/b9ad8a_b075e1435b8547e686f568b32e2c1783~mv2.png/v1/fill/w_49,h_13,al_c,q_85,usm_0.66_1.00_0.01,blur_2,enc_avif,quality_auto/logo-nobackground%20%5Brev%5D.png)

